NICHOL INTERNATIONAL

ILS allows for insurance and investment risks to be transferred to investors, thereby providing returns that are uncorrelated with the capital markets. It provides a form of reinsurance whereby ceded liabilities are fully secured by a collateralized form of funding dedicated to a precise risk requiring coverage.

Usually, the collateral takes the form of highly rated, highly liquid investments, such as government gilt funds or pure money market funds. Premium flows are determined by the type of risk and investor appetite.

We specialize in structuring solutions for long-term insurance contracts including ordinary life insurance; variable life insurance; variable annuities; and long-term sickness / disability income contracts.